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Car Insurance

Get insured quickly and easily with BCAA.

At BCAA, we offer a range of car insurance options to fit different vehicles, drivers and needs. As one of BC’s largest Autoplan brokers, we make it quick and easy to get insured—from mandatory ICBC Basic Autoplan to optional protection and ways to save. Call us, visit us, or continue online to get covered with ease.

ICBC Autoplan

As an Autoplan broker, we offer ICBC’s mandatory Basic Autoplan coverage, plus optional coverage add-ons to suit your needs.

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BCAA Optional Car Insurance

We offer additional protection beyond ICBC’s Basic Autoplan – with valuable ways to save. BCAA Members save up to 20%.

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Motorcycle Insurance

Motorcycles have special insurance needs. We offer coverage to protect you, your ride and your gear.

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RV Insurance

Exciting updates coming soon! Existing customers can still easily renew online.

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Why Choose BCAA?

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One of BC’s Largest Autoplan Brokers

Every year, tens of thousands of BC drivers choose BCAA to renew their car insurance.

BC Based
BC Based

With deep local knowledge and over 50 years as an ICBC Autoplan broker, we understand the unique needs of BC drivers.

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Quick & Easy Renewals

Simply call us, visit one of our 29 locations across BC or renew online (if eligible).

FAQs

You can renew your ICBC policy online if you meet the following criteria. Online renewals are available daily between 5:00 am – 12:00 am PST.

  • My vehicle is in one name only and is not in a company name
  • My policy is active (not expired), and I am looking to renew my existing coverage
  • I do not have any outstanding debts with ICBC

If you have BCAA Optional Car Insurance, you may also renew your existing coverage online. Renewing online will not allow you to make any changes to your policy or coverage. Before renewing, we recommend reviewing your policy to make sure it meets your needs.

Check if you are eligible to renew online by answering a few simple questions. Get started now.

If you prefer, you can renew with a BCAA Insurance Expert by calling 1.888.268.2222 Monday to Friday 8am – 6pm or Saturday 9am – 5pm, or by visiting your local BCAA Service Location. Note, some transactions cannot be completed over the phone, and you’ll need to visit a BCAA Service Location.

Most ICBC policies can be renewed over the phone, although you’ll need to visit a BCAA Service Location for the following transaction types:

  • I need to transfer vehicle ownership
  • I need to cancel an existing policy
  • I need to replace or request a new license plate
  • I need to renew and make changes to a policy with more than one vehicle owner

To continue with your renewal over the phone or for any other car insurance needs, give us a call at 1.888.268.2222 Monday to Friday 8am – 6pm or Saturday 9am – 5pm. Or, visit your local BCAA Service Location.

To coincide with the launch of online renewals and making car insurance more convenient, starting May 1, 2022, British Columbian drivers are no longer required to display a decal on their licence plate.

What continues to be important is ensuring that you keep your insurance documents in your vehicle at all times. If you're renewing online, you'll be able to print these out at home, request a copy by mail or, pick up a copy at your nearest BCAA Service Location.

If you drive less than 15,000 km each year, you could be eligible for ICBC’s Distanced-based Discount. If you think you may be eligible, submit your odometer reading online. Proof of your odometer reading must be dated within 7 days before or after your policy renewal date.

*BCAA Member savings on Life, Health & Dental and Car insurance products are only available with Basic, Plus or Premier Membership plans. For full details, please visit bcaa.com/plans.
BCAA Optional Car Insurance and Autoplan are sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agency. BCAA Optional Car Insurance is underwritten by CAA Insurance Company and Autoplan is underwritten by the Insurance Corporation of British Columbia. The ICBC Autoplan logo is a trademark of the Insurance Corporation of British Columbia, used under license.