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Trip Cancellation & Trip Interruption

Things don't always go as planned.

Before your trip starts, protect it from ending early. Recover pre-paid travel fees if your trip gets cancelled before departure, or interrupted once it’s begun. This includes coverage for missed connections, sickness, serious injury to you, your travel companion or to one of your immediate family members. Plus, if the Canadian Government issues a travel warning about your destination it can cover that too. 

Key Features


Get reimbursed for hotels, hostels, condos, villas and time-share unit costs.


In case you can't get to where you need to, we'll cover the cost of pre-booked airfares, bus tickets, train tickets and car rentals.


Get reimbursed for the prepaid cost of amusement park passes, theatre and concert tickets.

outdoor recreation
Outdoor Recreation 

Like a rain cheque on costs for ski passes, boat rentals, RV rentals, campground fees, plus tour and excursion fees.

operator fee
Operator Fees

Get refunded for cancellation fees, change fees and single-supplement fees.

return or catch-up costs
Return or Catch-Up Costs

Get back on track with one-way airfare to return to your original departure point, or to catch-up with a tour, cruise or the next leg of your trip.

out-of-pocket expenses
Out-of-Pocket expenses

Recover costs for reasonable out-of-pocket expenses like accommodation, meals, internet, phone, and taxis.

Additional Features

unexpected weather
Unexpected Weather or Natural Disasters

Coverage for when Mother Nature prevents you from leaving, or if you're forced to return home because your house is unlivable or your business is inoperable.

mechanical problems transport
Mechanical Problems With Transportation Vehicles

Fingers crossed it doesn't happen, but you can be covered if a vehicle breaks down on the way to your departure point. This covers planes, buses, trains, and cruise ships.

travel warning
Travel Warning Advisories

You can be covered if the Canadian Government issues a travel warning advisory about the country you’re planning to visit.

passport visa delays
Passport and Visa Delays

If enough time was given to process a passport or visa, you can be covered for non-issuance or delay of government documents.

Why Choose BCAA Travel Insurance

BC Based
BC Based

We understand the unique needs of BC travellers heading out of province on short vacations, multiple trips throughout the year or those visiting Canada.

Ways To Save
Valuable Ways to Save

Get FREE coverage for your Kids*, plus BCAA Members save 10%. You'll also save up to an additional 10% with our loyalty discount.

Award Winning
#1 Protection for Less

Starting at only $20 per trip, BC's #1 Travel Insurance protects you from costly medical bills and provides peace of mind for Single Trips or Annual Plans.

Saving the Day
Saving the Day

Our emergency claims team is always ready to help 24 hours a day, 365 days a year anywhere in the world.

Trusted Experts
Trusted Experts

Our expert advisors will help you choose the right coverage for you. With options for pre-existing conditions, travel cancellation, lost baggage and more.

Members Get More

Save over $1,000 per year on BCAA Insurance, BCAA Auto Service Centres, Evo Car Share and at over 100,000 partner locations worldwide. Plus, we’ve got you covered with the Best Roadside Assistance. Not a Member? Join today.

You get a lot with a BCAA Membership

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